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How to Transfer Ownership with a Quitclaim Deed [Step-by-Step Guide]

How to Transfer Ownership with a Quitclaim Deed [Step-by-Step Guide]

A quitclaim deed is a fast and effortless way of transferring property. It is often used among two trusted parties, like family members.

Whether the previous title is good or bad, the grantee will receive the title as it is from the grantor. So making the decision to file a quitclaim deed is the real deal.

Once you have made up your mind to file a quitclaim deed, the next steps are fairly easy. Bear with us as we take you through this step-by-step guide on how to transfer ownership with a quitclaim deed. 

Get a Quitclaim Deed Form

First of all, you need to have a quitclaim deed form. There are many ways to get one. You can find different templates online that you can download and use. But take care to use a form that applies to the specific state where you live. 

For example, if you are looking for quitclaim deeds in Georgia, you can find the form on the respective state's county office or website. Additionally, you can also find them in office supply stores or retailers. 

Fill out Property Information

Once you get the form, you need to fill it out with all the necessary information regarding the property. You will insert the physical address of the property and the reference number for it according to the local plat book of the county.

Insert the exact same description of the property that has been used in the title as they need to match.

Fill out Grantor Information

The grantor is the one who was the initial owner of the property. The information of the grantor needs to be included in the form correctly, including their name and mailing address. There could be multiple grantors, and in that case, information about every one of them is necessary.

Fill out Grantee Information

The grantee is the recipient of the property or the new owner. Similar to the grantor, the name and mailing address of the grantee need to be added to the form. There could be multiple grantees as well. 

Fill out any Additional Information

You might have to fill out some other information if needed. If there is a money transfer involved with the property transfer, then you need to mention that in the form, including the amount. The tax of that amount will be due during the process.

Point to Note: Do not add signatures of any parties yet!

Go to a Notary Public

Now you need to take the filled-out form to a notary public office. You need to make sure they are licensed. Alternatively, you can go to the commissioner's office to avail yourself of their notary service. They do it for free for the residents of the county. Many banks also offer notary services to account holders.

Sign the Document

The grantor and grantee need to sign the document in the presence of the notary and two witnesses. You can bring your own witness for the procedure. Otherwise, the notary can be one witness and ask their colleague to be another witness.

Both the witnesses also need to sign the document. Afterward, the notary will put a seal on the document for further procedure. 

Make Copies of the Document 

You need to make three copies of the notarized quitclaim form, including the original one. The original is for official uses, while the other two are for the grantor and grantee. 

File the Deed in County Office

Take the three copies of your quitclaim deed to the county recorder's office where the property is situated. You will need to pay a filing fee. 

After that, the county recorder will stamp all three copies of the document. The original one is for the recorder's office, while the other two will be sent to the grantor and grantee via mail. 

Note of Caution

  • A quitclaim deed can affect the grantee's credit report
  • A quitclaim deed does not have many legal restrictions, so it should only be done between trusted parties. 
  • The grantee cannot sue the grantor for issues in the title. 

To Conclude

Filing a quitclaim deed is not much work. However, the critical part is verifying the title before proceeding with this agreement. 

There are many loopholes, so a quitclaim deed is always suggested among family members. Unless the property owner is really trustworthy, it is best to find a realtor if you want to own a property.

Hope this post on how to transfer ownership with a quitclaim deed helps you make a smart decision. 


When do you use a quitclaim deed?

A quitclaim deed is used to transfer property among family members. It can be useful when parents transfer property to their children, one sibling transfers property to another, and so on. Additionally, it can also be useful for updating the title after marriage or divorce. 

Does a quitclaim deed affect your credit?

Yes, a quitclaim deed can affect your credit, as any debt will be included in your credit report. If the mortgage is paid by the grantor, it will strengthen your credit. In contrast, if the grantor does not pay the mortgage in a timely manner, it can negatively affect your credit score.

What are the disadvantages of a quitclaim deed?

The disadvantage of a quitclaim deed is that the grantee does not have any legal right to sue the grantor if the grantee finds out that the grantor had no title or a limited title. However, the grantee can sue the grantor if it was an actively fraudulent transfer.


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